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School Reports in Charlotte, Matthews and Waxhaw, North Carolina

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Schools in Charlotte, Matthews and Waxhaw

Financing Your Home >Who Pays the Points

When home buyers shop for financing, they must consider two important factors--the interest rate and the points. Each point is equal to one percent of the mortgage amount. If you are selling a home, the buyers may ask you to share the points with them.

The buyer usually pays the points. But if the offer is attractive and will give you the amount you want, paying one or more points might be a good idea. When a contract is presented, your real estate agent will go over the price and terms to help you calculate the net price you will receive. If the offer isn't strong enough or has risky contingencies, you might make a counter offer to increase your profit on the sale by eliminating the points from your selling costs or by increasing the price to help you absorb additional costs you will pay.

In some cases, buyers with limited cash may need some assistance from the sellers to make the transaction work. Your real estate agent will help you look at the total picture and the buyer's overall qualifications, so that you can make a decision based on the bottom line.

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Q	What real estate board game became the best-selling game in America just one year after it was created?
A	Charles B. Darrow invented Monopoly in 1934, to cheer himself up while unemployed during the Great Depression. Monopoly is now the most popular board game in the world and has sold over 200 million copies.
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Carolina Realty Pro's, REALTOR®, real estate agent and broker for Charlotte, Matthews and Waxhaw, North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Lisa Hughes
Keller Williams Realty
3430 Toringdon Way, Suite 101
Charlotte, NC 28277
704-363-8929
Fax: 704-881-6841
lisa@carolinarealtypros.com
As a native to North Carolina and the Charlotte area, my knowledge of our market is only one of my assets when assisting my clients. My reputation as an agent with integrity, honesty and kindness is something that I pride myself on. I would love to assist you in your search for your new dream home!

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